Enhanced Lifetime Mortgage Plans

  • HOME
  • /
  • Enhanced Lifetime Mortgage Plans
  • Drawdown
  • Lump Sum
  • Voluntary Payment
  • Interest Only
  • Retirement Interest Only Mortgage
  • Ill-Health
  • BTL/2nd Home
  • Income
Provider Product Type Rate APR Incentive
Classic Super Lite Fixed 2.72% 2.86% Yes

Lifestyle Flexible Option Fixed 2.73% 2.80% Yes

Capital Choice Ultra Lite Fixed 2.69% 2.80% Yes

Sovereign A Fixed 2.72% 2.91% Yes

Drawdown+ Lite Fixed 3.04% 3.00% Yes

Premier Flexible Black Fixed 2.85% 3.00% Yes

Flexible Pink Fixed 2.96% 3.10% Yes

Capital Choice Super Lite Fixed 2.86% 2.97% Yes

Lifestyle Flexible Option - £500 Cashback Fixed 2.91% 3.00% Yes

Lifestyle Gold Flexi Fixed 3.05% 3.20% Yes

Flexible Yellow Fixed 3.03% 3.20% Yes

FR1 Fixed 3.13% 3.20% Yes

FR2 Fixed 3.19% 3.20% Yes

smartER Lite Flexi Fixed 3.29% 3.42% Yes

J1 Fixed 3.70% 3.70% Yes

Heritage (Fixed ERC) Fixed 3.69% 3.90% Yes

Heritage Freedom 40 Fixed 3.94% 4.13% Yes

Provider Product Type Rate APR Incentive
Classic Elite Super Lite Fixed 2.73% 2.79% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 2.75% 2.82% Yes

Lump Sum Super Lite Fixed 2.72% 2.86% Yes

Flexi Choice Super Lite Plan Fixed 2.72% 2.88% Yes

Lifestyle Flexi (£0 Cashback) Fixed 2.73% 2.80% Yes

Capital Choice Ultra Lite Fixed 2.69% 2.80% Yes

Sovereign A Fixed 2.67% 2.86% Yes

Lump Sum Lite (Variable) Variable 2.80% 3.00% Yes

Lifestyle Lite Fixed 2.78% 2.82% Yes

Flexi Choice Lite Fixed 2.87% 3.03% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 3.13% 3.10% Yes

Lifestyle Gold Fixed 2.94% 2.98% Yes

LS1 Fixed 3.13% 3.20% Yes

Lump Sum+ Lifetime Mortgage Fixed 3.15% 3.20% Yes

LS2 Fixed 3.19% 3.20% Yes

Tailored Lifetime 1 (Ages 55-70) Fixed 3.56% 3.68% Yes

J1 Fixed 3.65% 3.70% Yes

J2 Fixed 3.78% 3.80% Yes

Lifestyle Lump Sum Max - £500 Cashback Fixed 4.06% 4.20% Yes

Super LTV Fixed 6.29% 6.70% Yes

Prime Max Fixed 6.64% 6.92% Yes

Provider Product Type Rate APR Incentive
Classic Elite Super Lite Fixed 2.73% 2.79% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 2.75% 2.82% Yes

Classic Super Lite Fixed 2.72% 2.86% Yes

Flexi Choice Super Lite Fixed 2.72% 2.88% Yes

Lifestyle Flexible Option Fixed 2.73% 2.80% Yes

Capital Choice Ultra Lite Fixed 2.69% 2.80% Yes

Voluntary Payment Lite - Variable Variable 2.80% 3.00% Yes

Premier Flexible Black Fixed 2.85% 3.00% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 3.03% 3.00% Yes

Drawdown+ Lite Fixed 3.04% 3.00% Yes

Classic Lite Fixed 2.87% 3.01% Yes

Flexible Pink (fee free) Fixed 2.94% 3.00% Yes

Lifestyle Flexible Option - £500 Cashback Fixed 2.91% 3.00% Yes

LS1 Fixed 3.13% 3.20% Yes

LS2 Fixed 3.19% 3.20% Yes

smartER Super Lite Fixed 3.24% 3.37% Yes

Lump Sum+ Lifetime Mortgage Fixed 3.20% 3.40% Yes

J1 VP Fixed 3.65% 3.70% Yes

Heritage (Fixed ERC) Fixed 3.69% 3.90% Yes

Provider Product Type Rate APR Incentive
Classic Elite Super Lite Fixed 2.73% 2.79% Yes

Classic Elite Super Lite (fee free) Fixed 2.75% 2.80% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 2.75% 2.82% Yes

Classic Super Lite Fixed 2.72% 2.86% Yes

Premier Optional Payment Black Fixed 2.80% 2.90% Yes

Capital Choice Ultra Lite Fixed 2.69% 2.80% Yes

Interest Payment Lite (Variable) Variable 2.80% 3.00% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 3.03% 3.00% Yes

Optional Payment Pink Fixed 2.99% 3.10% Yes

smartER Super Lite Fixed 3.24% 3.37% Yes

smartER Lite Fixed 3.29% 3.42% Yes

J1 Fixed 3.60% 3.60% Yes

J2 - 2% Cashback Fixed 3.93% 3.90% Yes

Heritage Freedom 40 Fixed 3.94% 4.13% Yes

Interest Payment Lite Fixed 4.34% 4.60% Yes

Interest Payment Lite - Fixed Fixed 4.34% 4.60% Yes

Interest Payment Standard Fixed 4.79% 5.10% Yes

Prime Max Fixed 6.64% 6.92% Yes

Provider Product Type Rate APR Incentive
RIO - Lifetime Discount (LPA) Fixed 3.05% 3.20% Yes

RIO - Lifetime Discount Fixed 3.24% 3.30% Yes

RIO - 5 Yr Fixed (60% LTV) Fixed 3.30% 3.40% No

RIO - Lifetime Fixed (Purchase) Fixed 3.55% 3.69% Yes

RIO - 5 Yr Discount Fixed 2.95% 3.70% Yes

RIO - 5 Yr Fixed (70% LTV) Fixed 3.70% 3.82% No

RIO - 10 Yr Fixed (60% LTV) Fixed 3.75% 3.90% No

RIO - Lifetime Fixed Fixed 3.90% 3.91% Yes

RIO 10 Yr Fixed Fixed 3.74% 4.04% Yes

RIO - 5 Yr Fixed (50% LTV) Fixed 3.10% 4.10% No

RIO - 5 Yr Fixed Fixed 3.40% 4.16% Yes

RIO - 2 Yr Fixed (60% LTV) Fixed 3.00% 4.20% No

RIO - 5 Yr Fixed Fixed 3.49% 4.20% Yes

RIO - 2 Yr Discount (70% LTV) Fixed 3.30% 4.21% No

RIO - 2 Yr Fixed (70% LTV) Fixed 3.40% 4.22% No

RIO - 10 Yr Fixed (70% LTV) Fixed 4.15% 4.29% No

RIO - 2 Yr Fixed (75% LTV) Fixed 3.60% 4.40% No

RIO - 5 Yr Fixed (75% LTV) Fixed 3.90% 4.40% No

RIO - 2 Yr Fixed Fixed 1.76% 4.60% Yes

RIO - 5 Yr Fixed Fixed 3.02% 4.50% Yes

RIO - 10 Yr Fixed Fixed 3.89% 4.60% Yes

RIO - 2 Yr Fixed Fixed 2.59% 4.70% Yes

RIO - Fixed For Life (70% LTV) Fixed 4.55% 4.72% No

RIO - 5 Yr Fixed Fixed 3.19% 4.90% Yes

RIO - 3 Yr Fixed Fixed 3.35% 5.00% Yes

RIO - 2 Yr Fixed Fixed 2.89% 5.30% Yes

Provider Product Type Rate APR Incentive
Lifestyle Flexible Enhanced (£0 Cashback) Fixed 2.73% 2.80% Yes

Lifestyle Flexible Enhanced - £1000 Cashback Fixed 2.92% 3.00% Yes